High-Earner Tax Planning

Articles, updates, and wealth-building strategies for high-income earners, business owners, and investors.

Can Your Child Have a Roth IRA in 2026?
High-Earner Tax Planning

Can Your Child Have a Roth IRA in 2026?

Any child with earned income can contribute to a custodial Roth IRA in 2026. Here is how the rules work and why it matters for high-income parents.

August 10, 2026
How Can High Earners Reduce Taxes in 2026?
High-Earner Tax Planning

How Can High Earners Reduce Taxes in 2026?

High earners in 2026 face federal rates up to 37% plus NIIT. These strategies may help reduce taxes before year-end deadlines close your options.

July 28, 2026
How Does the Short-Term Rental Loophole Work for High Earners?
High-Earner Tax Planning

How Does the Short-Term Rental Loophole Work for High Earners?

The short-term rental loophole lets high earners turn STR property losses into active income offsets. Learn who qualifies and how it works in 2026.

July 27, 2026
How Does a Roth Ladder Work for High Earners in 2026?
High-Earner Tax Planning

How Does a Roth Ladder Work for High Earners in 2026?

A Roth ladder converts traditional IRA funds into Roth IRA funds over several years. Learn how high earners can use it to cut future RMDs and build tax-free.

July 25, 2026
How Does the R&D Payroll Offset Work for Small Businesses?
High-Earner Tax Planning

How Does the R&D Payroll Offset Work for Small Businesses?

The R&D payroll offset lets qualifying small businesses apply their research credit against employer Social Security taxes instead of waiting for income tax.

July 21, 2026
Is the Residential Energy Tax Credit Available in 2026?
High-Earner Tax Planning

Is the Residential Energy Tax Credit Available in 2026?

The residential energy tax credit expired after 2025. Here is what ended, what still applies for business owners, and how to plan around it in 2026.

July 20, 2026
How Does AMT Apply to Incentive Stock Options in 2026?
High-Earner Tax Planning

How Does AMT Apply to Incentive Stock Options in 2026?

Exercising incentive stock options can trigger the AMT. Learn how the calculation works in 2026 and what strategies may reduce your exposure before year end.

July 20, 2026